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Checkout.com processed over US$300 billion in payments in 2025 and swung back to full-year EBITDA profitability.
Total payment volume rose 64 percent year on year, while net revenue grew more than 30 percent for the second straight year. Adjusted EBITDA margin exceeded 10 percent.
The company now serves more than 1,000 enterprise merchants, including Uber, eBay, Spotify, Temu, Pinterest, HelloFresh, ASOS and Vinted.
Sixty-three merchants process more than US$1 billion annually on its platform, up from 39 a year earlier.
Guillaume Pousaz
Guillaume Pousaz, CEO and Founder of Checkout.com, said,
“Our return to profitability and the record-breaking performance of our enterprise clients validate the long-term architectural bet we made from day one: that a single, unified infrastructure would ultimately outmatch patched-together legacy systems.”
Checkout.com reported 99.999 percent uptime in 2025. It handled US$5.2 billion in volume over Black Friday and Cyber Monday across nearly 100 million transactions, with 95 percent completed in under one second.
The company said it is building infrastructure for agentic commerce and is live with Google’s Universal Commerce Protocol, while supporting Visa Intelligent Commerce and Mastercard’s Agentpay framework.
AI tools reduced due diligence time by 83 percent and now automate all rejected transaction distribution.
The company generates about 2.7 million lines of AI-assisted code each month.
Headcount rose 15 percent to about 2,000 employees, with new hubs in San Francisco, Atlanta and São Paulo.
Checkout.com also secured approval for a Merchant Acquirer Limited Purpose Bank license in Georgia.
Featured image: Edited by Fintech News Singapore, based on image by ismode via Freepik
